Financial Independence

Financial Independence is for Everyone: Even if you Spend $36 on Moisturizer

As I began to read more about the FIRE movement and form my own perspective, I realized that my ultimate goal was financial independence, but reaching that goal was all about being mindful about my spending: ensuring that my spending aligned with my values and wouldn’t prevent me from saving.

Two Decisions That Made a Big Dent in My Student Loans

So if I know one thing to be true it’s if you only pay the minimum balance on your student loans, credit card, car payment, or the mob, then you likely will end up hurting yourself in the long-term, since the interest will continue to add up and in some cases the minimum balance is only paying off the interest each month vs. the principal.

Is Rent the Runway actually going to save me money in the long-term?

Have you ever thought about how much you spend a year on clothes? After some reflecting, I realized that I could go months without buying clothes, but as soon as there was an event heavy month due to work, personal, etc. my spending would immediately go up.